Friday, May 22, 2020

Assisted Suicide Should Be Legal - 1130 Words

Does a suffering person have the right to end their own life? That is the main debate behind assisted suicide. Assisted suicide is a very secret, but surprisingly available option for suffering people. The documentary The Suicide Plan focuses on the people who believe assisted suicide should be legal. The documentary takes us inside the hidden world of assisted suicide, as seen through the eyes of the people considering it. Assisted suicide is only legal for terminally ill patients in Oregon and Washington. Individuals in other states who consider assisted suicide are generally suffering terminal patients who want the same opportunity. There are many organizations that people can reach out to for information about the requirements, the step-by-step process, and what to expect. Patients understand that they will be killing themselves. The organizations have very specific guidelines for their clients. Organizations are not physically involved in the suicide, they do not provide any dru gs or materials, and very carefully confirm the individual’s understanding. One of the many issues for debate is whether or not these organizations are aiding the suicides. But the laws banning assisted suicide are so vague that â€Å"assisting† can be interpreted in different ways. The question is: Is supplying information assisting? To which the Court has answered â€Å"no†. The issue is interesting because the people who are involved in this debate have polar opposite views and absolutely no middleShow MoreRelatedAssisted Suicide Should Be Legal986 Words   |  4 Pagesphysician assisted suicide should be legal I all fifty states because people should be able to determine when they are ready to end their life, but only in certain limited circumstances. Physician assisted suicide, also known as PAS, is suicide committed with the help of a physician. Another name for assisted suicide is euthanasia, which is the painless killing of a patient suffering from an incurable and painful disease or in an irreversible coma. Euthanasia is different fro m assisted suicide becauseRead MoreAssisted Suicide Should Be Legal Essay1490 Words   |  6 PagesThe process of assisted suicide, or physician-assisted death, is a hotly debated topic that still remains at the forefront of many national discussions today. Assisted suicide can be described as the suicide of patient by a physician-prescribed dose of legal drugs. The reason that this topic is so widely debated is that it infringes on several moral and religious values that many people in the United States have. But, regardless of the way that people feel, a person’s right to live is guaranteedRead MoreAssisted Suicide Should Be Legal909 Words   |  4 Pages The Suicide Debate Does a suffering person have the right to end their own life? That is the main debate behind assisted suicide. Assisted suicide is a very secretive, but surprisingly available option for people who are suffering. The documentary The Suicide Plan is largely presented from the point of view of the people who believe assisted suicide should be legal. The documentary takes us inside the hidden world of assisted suicide, as seen through the eyes of the people considering it. AssistedRead MoreAssisted Suicide Should Be Legal2265 Words   |  10 PagesAssisted Suicide should be made legal, as many people suffer from diseases that aren’t always curable, and it doesn t make sense to let them go through all that pain, and also for some families that have financial struggles paying for their medical bill. This controversial debate is whether or not assisted suicide or mercy killing should be legal and whether or not doctors should be allowed to help patients kill themselves or give gui dance on how to. People argue that assisted suicide should beRead MoreAssisted Suicide Should Be Legal2253 Words   |  10 PagesAssisted Suicide should be made legal because many people suffer from diseases that aren’t always curable, it doesn t make sense to let them go through all that pain and some families have financial struggles paying for their medical bill. This controversial debate is whether or not assisted suicide or mercy killing should be legal, whether or not doctors should be allowed to help patients kill themselves or give guidance on how to. People argue that assisted suicide should be considered legal,Read MoreAssisted Suicide Should Be Legal1761 Words   |  8 Pagesdying a slow and painful death, but assisted suicide could be best option for these patients. Assisted suicide is â€Å"any case in which a doctor gives a patient (usually someone with a terminal illness) the means to carry out their own suicide by using a lethal dose of medication† (L ee and Stingl 1). Some feel that assisted suicide is unnecessary because it is too great of a controversy and will only cause problems in society. However, assisted suicide should be legal in the United States as long as thereRead MoreAssisted Suicide Should Be Legal2030 Words   |  9 Pagesis whether or not assisted suicide should be legalized. In order for people to truly argue and decide whether assisted suicide should be legal they must know the definition. Many people mix up the definition of assisted suicide with euthanasia. There are both arguments for assisted suicide and against it. When arguing for and against assisted suicide the big argument seems to be whether it is morally right or morally wrong. The question of whether assisted suicide should be legal question what isRead MoreAssisted Suicide Should Be Legal2300 Words   |  10 Pages What is assisted suicide? By definition, assisted suicide is suicide committed with the assistance of another person, usually a p hysician. This definition has changed slightly from the past. Assisted suicide used to be defined more as when a terminally ill patient would be assisted in their death by a doctor or physician. To some, it is a way to end the pain and suffering of a terminally ill loved one. To others, assisted suicide is considered killing people without giving them a chance. PeopleRead MoreAssisted Suicide Should Be Legal Essay1870 Words   |  8 Pagesyour dog having been through a horrible accident. An accident that should of killed the dog but yet it didn’t. The only options for the dog are to let it suffer or put it down. Now, imagine this happening to a loved one or a family member. What if the loved one wanted their suffering to end? Assisted suicide is the intentional termination of life by a doctor at the request of the person who wishes to die. Assisted suicide should be legal because there are times when the terminally ill can be found inRead MoreAssisted Suicide Should Be Legal 1936 Words   |  8 Pagespatients suffer from cancer and tumors, and they endure a lot of pain that they would kill for something to stop the pain. Death is no crime and does no harm to other people. They might feel mental pain, but no physical pain is inflicted. Assisted Suicide should be legal because it is a Civil Right, it can be for terminally ill patients, and it does not harm others. The people of the United States of America have Civil Rights and stated in the Civil Rights the people have the right to die. They mostly

Saturday, May 9, 2020

Sexism In Disney Princess Movies - 709 Words

Disney princess movies has been a very impactful on society and pop culture, and the franchise has been proven to be very lucrative. The main target audience for these movies are little impressionable girls. Every movie from 1937, Snow White, to 2017, Moana, has garnered a lot of attention from children everywhere, especially young females, and leaves a lasting imprint on each and every one. There have been many critics saying that the franchise leaves negative impressions on little girls. They believe that the Disney princess plots promotes sexism. They believe that these characters are oppressed. While I do agree with that to a certain extent, I also believe that if we analyze these princesses a little bit more closely we can†¦show more content†¦Belle could have settled down with any man in her town, but she waited for the one she was most compatible with and the one that possess all of the qualities she was looking for. All the qualities that the beast possessed. It fig ures like Belle that shows little girls everywhere that love exist and they deserve to be the ones that fit them and the one who genuinely love them for who they are. Now some critics may say that the love spawned between the beast and Belle was a product of Stockholm syndrome but there is no evidence of it being such. Belle was given freedom and she decided to stay and when she did come back it was to save the beast. And her attitude changed when she saw the beast for who he truly was. Disney princess culture also teaches little girls to chase their dreams, despite what challenges they are faced with. All of the Disney princesses have many goals and ambitions that were not just to be â€Å"in love†. We live in a society now where people give up on their dreams if it is not easy to access, but Disney princess help show through perseverance, hard work, and sometimes even sacrifice nothing can stand in the way of a girl and her dreams. Tiana’s dream, from The Princess and the Frog, was to open up her very own restaurant. The opening of the film was her working to save up enough to accomplish this ambition. Along the way she did find love, but that did not stop her. Ariel, from The Little Mermaid, isShow MoreRelatedNot Much Change With Kid Movies1234 Words   |  5 PagesNot Much Change with Kid Movies I grew up watching all the Disney, Pixar, and DreamWorks animated films from Cinderella, The Little Mermaid, Toy Story, Monsters Inc., and Shrek. In high school, a peer of mine named Paul Ray asked me, â€Å"Who is your favorite princess?† My response was Mulan and was not shocked, instead he gave me this sarcastic laugh and â€Å"I knew it and it’s so obvious that you are a feminist.† Of course, I loved watching all the Disney princesses and I still do watch them to this dayRead MoreGender, Race and Disney Princesses Essay examples1041 Words   |  5 PagesDisney princesses are fun for all ages, but their target audience is young children and â€Å"as children grow and develop, they can be easily influenced by what they see and hear†. Therefore, what they see and hear in Disney movies leaves an impression on them. The first princess, Snow White, was created in a time where each gender and race had a specific role in society. Recently, many believe that D isney has come a long way in regards to gender and race since Snow White, as several multi-cultural protagonistsRead MoreSexism In Snow White1217 Words   |  5 Pagesthem all.† Snow White was the very first animated film by Disney that is about a young princess. The Evil Queen is jealous and wants to have her killed. Snow White runs into the Seven Dwarfs and stays with them. Disney movies have a lot of controversy and one of them is sexism. Disney movies are good for kids and have role models, but people still say there are negative characteristics that come with the movies. Snow White is full of sexism and it is shown in many different ways. Snow White is constantlyRead MoreAll s Not Well And Land Of The Lion King 1450 Words   |  6 Pagesdifferent from the traditional Disney movies because it is based on a group of animals and not on sexist princess movies such as The Little Mermaid and Beauty and the Beast (1). Lazarus says she had grown â€Å"weary of reinforcing wo men’s subordinate status by screening fables about a beauty who tames an angry male beast or a mermaid who gives up her glorious voice and splits her body to be with a prince.(1)† I agree with Lazarus’s statements about traditional Disney princess movies being sexist. In the earlyRead MoreAll s Not Well And The Land Of The Lion King 1452 Words   |  6 Pagesdifferent from the traditional Disney movies because it is based on a group of animals and not on sexist princess movies such as The Little Mermaid and Beauty and the Beast (1). Lazarus says she had grown â€Å"weary of reinforcing women’s subordinate status by screening fables about a beauty who tames an angry male beast or a mermaid who gives up her glorious voice and splits her body to be with a prince.(1)† I agree with Lazarus’s statements about traditional Disney princess movies being sexist. In the earlyRead MoreThe Impact Of Disney Films On Children1767 Words   |  8 PagesImpact of Walt Disney Productions on Children A young girl with black hair and brown eyes sees a beautiful princess named Cinderella who has blond hair, blue eyes, and flawless skin. She believes she will never be as radiant and beautiful as the princess because they don’t look alike. Like this girl, there are many cases of Disney films having lasting negative effects on children. Disney influences children more than any other age group since most merchandise and movies are geared towardRead MoreAnalysis Of Disney s Disney 1320 Words   |  6 PagesDisney is hard to miss. The umbrella of the Disney Corporation reaches from books and toys to movies, television networks, and radio (Towbin 2003). Beginning around the age of 18 months, cartoons are the most interesting format of media to children (Thompson 1995). When young children spending so much time engaging in these forms of media, the messages they send are very important. When young children- boys and girls are absorbing all this information, aren t cons ciously aware of the stereotypicalRead MoreFemale Portrayal in Disney Cartoon Films2218 Words   |  9 Pages Most of the world’s youth grow up watching Disney films. As family movies should, these films demonstrate appropriate behavior through the characters in them and can teach semi useful lessons to the children who watch. Of course children don’t always pick up every message that the movies they watch are set to convey, but watching these films as an adult may raise an eyebrow or two. These movies consist of young, naà ¯ve, and beautiful princesses doing what it takes to be freed from a bad circumstanceRead MoreMulan Sexism Analysis1393 Words   |  6 PagesMulan Is Sexist Disney movies feature female characters in a variety of roles, from a damsel in distress needing a man’s help to a woman who becomes her own hero. Mulan is one Disney character who has a seemingly feminist role. The movie features an unordinary girl who is meant to bring honor to her family by being the perfect woman for a man to marry. However, that’s not who she truly is. When her father gets summoned to serve in the military, Mulan poses as a man and takes his place. She trainsRead MoreGender Stereotypes In The Media1207 Words   |  5 Pages Gender Stereotypes are everywhere in the world. This paper will focus on the formation of Gender stereotypes through different media sources. The media sources that will be used include television shows, movies and magazines. Thus the paper will also explore the effect that gender stereotyping may have on development of a person’s social and individual identity. There were many different media sources that I used to see where Gender Stereotypes were predominant. First of all I reviewed different

Wednesday, May 6, 2020

Group Lending and Mitigation of Adverse Selection in Microfinance Free Essays

Maurya (2011) perfectly summarised the concepts of adverse selection and group lending. In essence, microfinance works on a joint liability model and the traditional theories of credit lending state that rural credit markets are imperfectly competitive and acquiring information about borrower types on who is risky and who is safe is not costless. This market imperfection leads to high interest rates and drives out safe borrowers from the credit market. We will write a custom essay sample on Group Lending and Mitigation of Adverse Selection in Microfinance or any similar topic only for you Order Now In economic literature, this problem is considered as adverse selection problem and the joint liability model tries to solve the problem of adverse selection through group lending (Maurya, 2011). Group lending generally denotes a credit advancing model where individuals who do not have collateral form a group based on joint liability to access loans. It is widely regarded as one of the most important institutional innovations in development policy in the last quarter century (Morduch, 1999). The most understanding feature of group lending is joint liability. Joint liability to a group obligation that if one member of the group defaults on their loan all the other group members will contribute jointly to cover the defaulted amount. As a result the whole group is jointly liable for the pool of loans granted to each member of the group. Any member in default will spread the default to other group members regardless of them being personally in default or not. Recently many developments institutions have tried to use group lending to give loans to the poor and achieve the following: Avoid the use of collateral as it would be replaced by joint liability. pass off the screening, monitoring and enforcement of loans to the peers Reduce fixed transaction costs associated with issuing out very small loans The adverse selection problem occurs when lenders cannot distinguish inherently risky borrowers from safer borrowers. If lenders could distinguish by risk type, they could charge different interest rates to different types of borrowers. But with poor information, options are limited. The problem to lenders is that they cannot gather sufficient information at reasonable costs to determine the riskiness of the borrowers. As such to insulate themselves against losses of issuing loans at low interest to very risk borrowers they charge a high blanket interest rates for all loans. Adverse selection may lead to credit rationing as it induces lenders to charge everyone high interest rates to compensate for the possibility of having very risky borrowers in the customer population. (Morduch 2010). If the economy is consisting of safe and risky borrowers, only risk borrowers would remain in the market. Since safe borrowers regard themselves relatively safe debtors they will require a loans at low interest rates which is in tandem with their riskiness. Risky borrowers on the other hand know they are risky and would tolerate high interest rate as it perfectly relates their riskiness. As such when MFIs charge a high blanket interest rate to avoid a mismatch in risk and return safe borrowers withdrawal from the market as they perceive the rate to be too high for their riskiness. Only risk borrowers would then be left in the market and all loan advances would be mad to risk borrowers – a situation that the MFI would be trying to avoid in the first place. So due to lack of information charging high interest rates to avoid risky borrowers would actually eliminate safe borrowers and attract risky borrowers – thus adverse selection. In principle, group lending with joint responsibility can mitigate this inefficiency (Armendariz and Morduch, 2010). Group lending mechanisms provide incentives to the borrowers to monitor each other to assess the creditworthiness of each member. Aghion (1999) showed theoretically how peer monitoring alone, with random formation of groups can help overcome adverse selection problems when monitoring is costly for lending institutions. Strong social networks have lower monitoring cost, which results in more credit being extended. Social networking provides a group of people who are well acquainted with each other and have a mutual trust in the economic viability and creditworthiness of each other. Poor borrowers cannot provide collateral to lending institutions and even when it is available, legal obstacles often prevent repossessing collateral when borrowers default. Ghatak, 1999). Ghatak (1999) have argued that group lending can solve this problem by taking advantage of information villagers have of each other’s type which is unavailable to the lender. Assortive matching can be discussed under two assumption: (1) when borrowers cannot distinguish the type of the other borrower – private information case and (2) when borrowers can distinguish the other borrower’s type. (Aghion and Gollier, 2000) Under the private information case, borrowers cannot distinguish if the other is of their own type – safe or risky. As such borrowers will form groups based on randomly selection cemented by their need for a loan. In such instances the group will be formed of both risky and safe borrowers. Due to joint liability safe borrowers can therefore repay defaulted loans on behalf of risky borrowers and in turn joint liability will reduce the interest rates which attract safe borrowers back into the market. Rates under such group lending will be reduced due to a frequent and stable rate of repayment. (Aghion and Gollier, 2000). Sometimes referred as negative assertive matching, this ensures that the proportion of safe borrowers in the group will generate returns high enough to cover for their defaulting partners. In turn safe borrowers will impose tough social sanctions on the risky borrowers so that they do not default deliberately. This implies that the lender can pass risk from risky borrowers to safe borrowers and thus reduce the overall riskiness of the group. Additionally, auditing costs, monitoring costs and information gathering costs will be avoided. This enables the lender to reduce their lending rate significantly and still break even. As a result safe borrowers will be lured back into the market through negative assertive matching. In instances where peers have information about the type of the other borrower, safe borrowers will only group together and avoid risky borrowers in their group as this disadvantage them through joint liability. Risky borrowers on the other hand are excluded from safe groups so they will join together and form their own risky group – which won’t be so risky considering the benefit of joint liability. Since can positively assort themselves between safe and risky groups, the lending institution can charge differential rates between these groups depending on the overall riskiness of the group. Groups can be requested to provide information about their members if they want credit. This both reduce costs of information gathering and help the lender determine what class the group can be categorised into – safe or risky. Through use of assertive matching a differentiation previously inhibited due to information unavailability can be made and differential rates be charged to different types of borrowers. The level of gravity of social sanctions imposed by each member in the group helps increase the credibility of the group. As a result the higher the extend of social sanctions in a group the lower the groups risk of default and thus lower rates can be charged to retain safe borrowers. However, assertive cannot be able to completely solve the problem of adverse selection. For example in a group the better performer who is always covering for others defaults can deliberately default on his loan to distress the group and the whole group might default. This is amplified in negative assertive matching where a group may be highly dependent on the performance of one member. In conclusion, assertive matching can lower interest rates and circumvent credit market inefficiencies even in the case where borrowers are imperfectly informed about each other’s type (Aghion and Gollier, 2000). REFERENCES: Armendariz de Aghion and Gollier. C. (2000), ‘Peer Group Formation in an Adverse Selection Model’, the Economic Journal, 110, p. 632-643. Armendariz de Aghion, B. 1999), â€Å"On the Design of a Credit Agreement with Peer Monitoring†, Journal of Development Economics, 60, p. 79-104 Ghatak, M. (1999), ‘Group Lending, Local Information and Peer Selection’, Journal of Development Economics, 60, p. 27-50 Kumar, A (2005), Self-help groups: Use of Modified ROSCA in Microfinance    Maurya, R. (2010) ‘Poverty Reduction through Microfinance: A study of SHG-Bank Linkage Model,’ the microfinance revie w, Vol. II (1), January-June 2010 Morduch J. (1999) ‘The microfinance promise,’ Journal of Economic Literature 37, 1569-1614 How to cite Group Lending and Mitigation of Adverse Selection in Microfinance, Essay examples